Revisiting the 401(K) Loan Debate

Summary


It's been several weeks since we talked about 401(k) loans. I'm refreshed, and I'm ready. Let's wade back in.

As you may recall, those past columns passed along advice from a financial expert who said people should avoid taking out 401(k) loans to pay off the mortgage on a vacation property or for other reasons.

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Extract


Revisiting the 401(K) Loan Debate

He argued that taking out such a loan sets a person up for double taxation, because you will most likely repay it out of your salary, with after-tax dollars. Then you'll have to ...

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