Retirement: Costs Up, Benefits Down

Summary


Upheaval continues to plague the long-term-care-insurance industry as another major player has decided to stop selling new policies after this year.

Aegon N.V., an international firm that markets policies under the names Transamerica Occidental Life, Life Investors Insurance Co. of America and Monumental Life Insurance Co., says the risks of future claims outweigh the potential for profit. Insurers paid more than $1 billion in long-term-care claims in 2002 alone.

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Retirement: Costs Up, Benefits Down

Although the shakeout may ultimately strengthen the market and lead to more stable rates, consumers could se...

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