Mortgage Fraud a Burden

Summary


Sometimes being No. 1 in the nation isn't such a good thing.

In 2001, the FBI listed Utah as No. 1 in the country for the amount of mortgage fraud cases reported. But this ranking means more than just a black mark for the state, it also has resulted in higher interest rates imposed by lenders due to the high-risk environment.

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Extract


Mortgage Fraud a Burden

With a boom in the U.S. housing market, the amount of mortgage fraud has also begun to rise nationwide.

Anti-fraud officials see it as a "blood-in-the-water" trend -- where the money is, the crooks tend to gather. What this means for homebuyers is a risk of ruining their credit, or worse, losing their homes and the equity they've worked years to build for retirement.

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