Do Most Payday Lenders Break Law?

Summary


An advocacy group and the state commissioner of financial institutions are at loggerheads over Utah's regulation of payday lenders.

Payday lending companies give loans, usually until the next payday, with borrowers paying by post-dated checks. The average percentage interest rate can range between 400 percent and 1,000 percent, but the loans can't be for a year.

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Extract


Do Most Payday Lenders Break Law?

Instead, they are generally for one or two weeks. If the borrower's check isn't good at the end of the time, the loan can be rolled over,...

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